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Is there any point to season-long loans?

For a stark reminder of the fragilities of operating in the loan market you need only look at how decisions made at Portman Road on deadline day resonated from the Premier League down through the divisions into the National League.

The money Ipswich Town spent on West Bromwich Albion goalkeeper Alex Palmer led the Baggies to recall Josh Griffiths from his loan at Bristol Rovers and, in turn, forced the League One club to bring Jed Ward back prematurely from his temporary stay at Forest Green Rovers.

Three clubs lost their starting goalkeeper, all among their standout individuals of the season, with little room to manoeuvre and pivot to something else due to one solitary transfer at the top of the food chain.