At the start of the season, every player was given a unique rating in FIFA 20 based on their recent form.
As the 2019-20 campaign progressed, it was clear that some players had been underrated, while others have had a breakout season making their initial rating redundant.
In order to make sure each player in the FIFA 20 database is properly rated, EA Sports update player ratings throughout the season in the live database for online seasons.
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FIFA Ultimate Team does not have dynamic ratings like this, but each February, a Ratings Refresh takes place, where upgraded cards are released into packs.