When PayTM Canada reached out to me with interest in sponsoring my podcast, I had never heard of them. They seemed like great people, and had an office in Toronto, but if I was going to promote their bill payment app, I needed to actually use it myself. Yes, I eat my own dog food.
Downloading the app from paytm.ca was as simple as it sounds (I use the Android version) and in no time I had created an account. The next test was to pay an actual bill.
To pay a bill, you need to connect a credit card or bank account.