Columnist Kerry Hannon offers her advice about individual money challenges.
Senior Columnist
Navigating our money lives can be messy.
The myriad decisions we make every day about good money habits, where to invest, and how to balance saving and paying down debt are no easy lift.
I regularly hear from readers asking for advice about their own situations and challenges.
The following is an edited sample of readers’ questions and my answers.
I am 79 years old. How should I invest?
Retirees should typically hold at least five, if not 10, years’ worth of living expenses in a combination of cash and high-quality bonds.