Participants
Kevin Conn; Senior Vice President, Investor Relations & Corporate Development; Berkshire Hills Bancorp Inc
Nitin Mhatre; President, Chief Executive Officer, Director; Berkshire Hills Bancorp Inc
Brett Brbovic; Chief Accounting Officer; Berkshire Hills Bancorp Inc
Gregory Lindenmuth; Senior Executive Vice President; Chief Risk Officer of Berkshire Bank; Berkshire Hills Bancorp Inc
Sean Gray; Senior Executive Vice President, Chief Operating Officer; President of Berkshire Bank; Berkshire Hills Bancorp Inc
David Bishop; Analyst; Hovde Group
Billy Young; Analyst; RBC Capital Markets LLC
Chris O'Connell; Analyst; KBW
Laurie Hunsicker; Analyst; Seaport Research Partners
Gregory Zingone; Analyst; Piper Sandler
Presentation
Operator
Good morning, ladies and gentlemen, and welcome to the Berkshire Hills Bancorp fourth-quarter 2024 earnings conference call.