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E:60: How a football coach saved a program while losing his opponents

THE COACH'S NAME is Biff Poggi. He made a generational fortune, almost by accident, as an investment fund manager. He has his own jet, a conga line of business investments and a sprawling estate in one of Baltimore's most lovely suburbs. Ask who's having a better financial year, him or his former boss, Jim Harbaugh (who earned a reported $7 million last year), and the 57-year-old Poggi will laugh and respond without hesitation, "Me, of course."

Poggi doesn't have to work another day in his life. He doesn't have to coach. And he certainly doesn't have to coach at St.