For 20 minutes of play, FIU (1-2, 0-0) looked every bit of a team that would be able to go blow-for-blow with a Big 12 opponent on the road. In the ensuing 10 minutes, Texas Tech (3-0, 0-0) made the Panthers pay dearly for what has unfortunately become a theme for FIU football — miscues and penalties. In front of a crowd of over 54,000 fans, the Red Raiders were able to shake off a slow start and put away their thirtieth straight FCS or Group of Five home opponent, by a score of 54-21.