“We mentioned the Panthers earlier in relation to [Baker Mayfield]; they’ve done their homework on Garoppolo too. They’ve looked at all options, and Garoppolo is one. So that’s something to watch for down the road. Right now, San Francisco is prepared to hold on to that $26 million salary, at least as a placeholder for now. They believe they can do all of their business with draft picks and free agents until they sort all of this out.... Meanwhile, Trey Lance has been working out in the Bay Area. I’m told that he’s got indications, at least informal indications from the team, that he’ll be the guy next year.