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Colin Kaepernick took out insurance policy to cover 2017 salary

The San Francisco 49ers and quarterback Colin Kaepernick were able to work out a restructured contract earlier this week that has helped get him back into the starting lineup. The team will deny this played a part, but it’s hard to believe this did not impact the decision to some degree.

The new deal voided the final three years of his contract, turning it into a one-year deal for 2016, with a player option for 2017. The reason it potentially helped get him back into the starting lineup is the fact that it removed an injury guarantee Kaepernick had on his 2017 salary.