Terrell Owens ain't afraid to rip a 49ers QB if he doesn't like 'em -- we all know that -- so, we had to get his take on Jimmy Garoppolo ... superstar or overrated?!
... and guess what, T.O. FRIGGIN' LOVES THE GUY!
"Of course he's a superstar," Owens raved ... noting the New England Patriots wouldn't have drafted him and stuck with him so long if he didn't have star potential.
"You think about what he did under the tutelage of Bill Belichick and Tom Brady, I don't think that organization would have acquired Jimmy G if he wouldn't have done some of the things that he did.