Oscar De La Hoya is addressing those infamous lingerie photos that have followed him around for years -- saying they were taken at a "bad time in my life" ... but he's a better person now.
The boxing legend was asked about the shots during an interview with "The Breakfast Club" -- when Charlamagne Tha God (of course) wanted to know the real story behind the pics of Oscar dressed up in fishnets.
"Just a bad time in my life," Oscar said ... "That's it."
Oscar didn't expand on why it was a bad time -- but noted the pics were taken 10 years ago .