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'No Regrets' After Betting, Losing Fight Check

UFC fighter Justin Jaynes bet his entire $25K fight purse on himself and LOST ... so, instant regret, right??

Nope ... 31-year-old JJ tells TMZ Sports he'd do it all over again -- and that's exactly what he wants to do.

"I really don’t have any regrets man. I live high risk, high reward kind of lifestyle."

Of course, Justin famously gambled his fight check ... and ended up losing a 3-round split decision to 34-year-old Charles Rosa at UFC Vegas 30.

And now he wants that cash back -- and he's willing to fight Rosa again.