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Nick Young -- Busted for Loud Music ... Claims Cops Mocked Lakers

Lakers star Nick Young was pulled over in Hollywood last night -- after cops say he was bumping his music too loud in a rental car ... TMZ Sports has learned.

But during the stop, Young claims the cops took a cheap shot at the Lakers ... though, it's not like they lied.

Here's what we know ... cops say Young was going down the street playing his music too loud -- and didn't have license plates on the car.

He was pulled over by a police vehicle -- and we're told another unit that happened to be close by saw the stop and went over as backup.