Kim Zolciak says her estranged husband needs psychological help ... and is asking a court to appoint medical professionals to evaluate Kroy to see if he has CTE.
The reality television star filed the document in family court Tuesday ... claiming she believes Kroy is suffering from the effects of chronic traumatic encephalopathy -- better known as CTE, a cognitive disease sustained by many former NFL players.

Zolciak claims Kroy -- who played football in the NFL for 8 years -- regularly devolves into profanity-laced outbursts about her in the presence of their four minor children .