Kim Zolciak and Kroy Biermann certainly have some serious money issues, but they're not listing their home for sale ... despite an apparent real estate listing that went live last week.
Folks noticed the Georgia estate -- which has been at the center of Kim and Kroy's ongoing divorce -- appeared on sites like Zillow and Trulia Wednesday for $3.2 million ... just a smidge above its estimated online value of about $2.9 mil.
Thing is ... our sources say Kim and Kroy never listed the home, so whoever posted the sale created a fake page to seemingly mess with the estranged couple.