Jim Irsay says he was targeted by police during his 2014 arrest ... emphatically believing cops were prejudiced against him because he's "a rich, white billionaire."
The Indianapolis Colts owner made the eyebrow-raising statements to Andrea Kremer during an interview with HBO Sports that aired earlier this week.
In their chat, Kremer asked Irsay if his DUI arrest in Carmel, Ind. some nine years ago was a "low point" for him ... and a few seconds later, he sounded off.