Arnold Schwarzenegger's getting dragged to court by the cyclist he accidentally hit with his car, and she's ripping his driving skills ... or the alleged lack thereof.
According to the new lawsuit, obtained by TMZ, a woman named Joanne Flickinger claims she's the bicyclist who collided with Arnold's SUV back in February on a busy West L.A. street.
In the docs, Flickinger claims Arnold is at fault ... she says he was driving "with excessive speed and failed to keep a proper lookout.