‘Tis the season for giving. As you might imagine, the gift-giving thing can be complex with a very large family and not a very large budget. I suspect that many families face the same challenge of gift-giving without breaking the bank, although research from MarketWatch suggests that 44% of shoppers rack up more than $1,000 of Christmas debt.
If you’re like us, you’ve probably tried a variety of things when it comes to gifts. At the beginning, I’d classify our gift-giving as random and largely utilitarian: If the kids needed anything starting about October, I would just save them for Christmas.