Rose Bowl - Washington vs. Michigan - I’m sticking with the Huskies as my Pac-12 champion and I think they will have a shot at the CFP, finishing with one loss. This would be a huge accomplishment as it would be Washington’s fourth-straight NY6 bowl and second-straight Rose Bowl.
Cotton Bowl - Utah vs. LSU - The Utes don’t break through and win the Pac-12, but they make an NY6 bowl with just two overall losses on their record. It will be a tight race here between Utah and Oregon as I think both will finish with two losses overall and I think the Utes get the edge.