Back to the New York Giants Newsfeed

When retirees will receive funds from IRAs and 401(k) plans? Here’s what you need to know!

The Internal Revenue Service (IRS) isn’t messing around when it comes to informing retirees of the April 1 deadline for receiving benefits from a variety of employment retirement programs.

Contributions from retirement plans, such as IRAs or 401(k) plans, are typically made by the end of the fiscal year. Retirees who turned 72 last year, on the other hand, are covered under a rule that allows participants in employee retirement plans to defer their first required minimum distribution payment, or RMD, until as late as April 1 this year, the IRS stated Thursday.

Retirement Programs That Need RMDs

The April 1 RMD deadline only applies to the first year’s mandated distribution.