Dave Ramsey has made a name for himself as one of the brightest personal finance gurus in the country. His philosophy on credit, personal spending, debt, and budgeting has helped straighten out the finances of millions of people. Ramsey’s teachings are so well thought of, Mississippi State is making all athletes who receive a new cost of attendance scholarship go through some of Dave Ramsey’s course work.
I don’t want to over simplify the philosophy and strategies Dave Ramsey employs, but if you were to try summarize his teachings into one or two sentences, it would probably sound something like this.