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FIFA 20 Team of the Year: Highest-rated players on Xbox One, PS4 & Ultimate Team explained

The start of January is a really exciting time for football fans as transfer windows open across the globe. It's also one of the most anticipated months for fans of FIFA 20 as the annual Team of the Year is released in FIFA Ultimate Team.

In the past, this was tied to the FIFA World XI, but now it is decided by a fan vote from the FIFA community. The most popular 11 players will then make up a special Team of the Year squad, which will include the highest-rated players in the game.