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It's becoming more and more common. You grab a sandwich for lunch, pick out a new pair of jeans, then tap your phone or hand over your credit card because paying with cash is no longer an option.

A growing number of lawmakers don't think so. From Philadelphia to San Francisco, several cities and states have passed or are considering bills that prohibit retailers from refusing to accept cash, a policy they say shuts out the millions of Americans who don't have a bank account, lack credit cards or don't have photo identification.