According to the Economic Policy Institute, a family in the United States with an annual income of more than $420,000 qualifies as being in the top one percent. Over a working lifetime, assuming 40 working years, this would equate to $16,800,000.
Dallas Cowboys quarterback Dak Prescott will become a lifetime member of the one percent club the moment he signs his next contract. Depending on the contract value, he may be in the 0.1 percent club.
The typical person that is not a highly paid NFL quarterback goes through five financial stages in a lifetime.