First of all, to each of you, I wish you the very merriest of Christmas seasons. I hope you all have the chance to spend time with your loved ones – take it from me, time is the most valuable gift you have to give. Give it freely and often to the ones you love and you will never regret it. Regret grows only when you use the time YOU are gifted (and time belongs to no one…it is a gift) for things that are ultimately unimportant in the big picture. Don’t let today distract you from life. Now is a temptress – surely she’ll try to sway you from time to time.