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Carolina Panthers have urgency, money to spend. Here’s what to expect as free agency opens.

Carolina Panthers general manager Dave Gettleman a few years ago famously compared the team’s salary-cap situation early in his tenure to shopping at the dollar store.

Gettleman offered no department store or upscale boutique analogies last week at the combine when asked about the Panthers’ current position relative to the cap. He just laughed and repeated a reporter’s word choice that things were “different.”

Gettleman said the Panthers don’t have “crazy” money to spend like some teams (Cleveland, San Francisco and Jacksonville, for starters) when free agency begins at 4 p.m. Thursday.

[PODCAST: How the NFL scouting combine totally changed conversation on Panthers at No.