The word "loser" is spoken with such contempt these days, a man might like to forget the losses in his own life that taught him something about good judgment. The money he invested in that casino in Atlantic City that went bust, the university course he enrolled in that promised to teach him the secrets of success and instead he wound up unemployed and forty grand in debt, the candidate whose hat he wore who turned out to be tone-deaf and deluded — dumb, dumb, dumb, and yet his loved ones did not chortle and point and do the nyaa-nyaa, they put an arm around him and said, "This is how we learn.